Asset Location Strategy 资产配置的税务优化

Not all accounts are created equal. By strategically placing tax-inefficient assets (like high-yield bonds) into tax-deferred accounts and holding tax-efficient assets (like index funds) in taxable accounts, you can minimize the annual "tax leak."

并非所有账户的税务性质都相同。通过策略性地将应税资产（如高收益债券）置于延税账户或免税账户中，并将具有税务优化特性的金融工具置于应税账户中，可以最大程度地减少年度“税务流失”。